Day One: Est. 2024Auckland, NZ
A New Edge for
NZ Borrowers
RateWise was born from a simple belief: Kiwis deserve better loan options. We launched this month with a mission to cut through the noise and offer transparent, personalized financial solutions.
As a brand-new enterprise based in Auckland, we bring fresh energy to the market. Whether you are a personal loan seeker or a seasoned borrower, our local expertise ensures you get the competitive edge you need without the hassle of traditional banking bureaucracy.

100%
Committed to transparent advice and fast approvals for every client.
Built on Trust & Efficiency
At RateWise, our core values drive every decision we make. We combine modern technology with old-fashioned integrity to serve Auckland's borrowers better.
Transparency
We believe in clear, honest communication. No hidden fees or confusing jargon—just straightforward advice tailored to your financial goals.
Speed
Time is money. Our streamlined digital process ensures rapid approvals, getting you the funds you need when you need them most.
Compliance
Your security is paramount. We adhere to strict New Zealand regulatory standards, ensuring your data and financial interests are always protected.